Nancy Itzel May 1, 2020 Money Worksheets
Reading is very important to a child's educational development. Reading a book with your child on a daily basis can create enjoyable memories that will foster a lifelong love of learning. Reading helps to build vocabulary and spelling skills as well. Help your child select books from the public library on a weekly basis. Sign up for a summer reading program if your local library has one as well. Make sure your child is involved in the selection process for best results and get some books for yourself to act as a role model for your child.
Every youngster should be encouraged to designate a percentage for charity. Teaching them to 'give back' is a reward in disguise as they learn how to help other people, causes and organizations. Show them videos of some really poor parts of the world. They'll be glad to give! Ten percent is a typical amount and recommended by most church organizations.
Now for the fun part! Encourage your kids to spend their money wisely. Teach them how to shop for bargains and what value the toy or item might provide long term. When my kids were growing up, I strongly encouraged them to spend wisely on a hobby or a collection and learn as much as they can about the history behind the collection. My son at ages 5-9 years old, collected toy tractors and had every type, design, style, manufacturer, and specifications memorized. He knew more about tractors than most farmers! When he got older he repeated the passion with his train collection, later still, with WWII memorabilia.
To get smarter in math, kids need good mental math skills. Students who are competent at this skill, can add and subtract numbers easily. For example, to add 4 to 15, they need not to go up by 1's but they can go up by 4's to add in one step. This broadens their imagination power about number sense.
As parents do, kids will do. Taken as an extrapolation from the popular saying, "Like Father, Like Son," there's some truth to what we do as parents, our kids will take into their adulthood. So instill good habits now for lifelong benefits.
In general, most K-12 schools do not offer education in personal finance, budgeting, balancing checkbooks, or any other aspect of how to become a good financial steward. It is up to us as parents to instill good habits, so that when our adult kids come to visit, we can enjoy their company and not feel like the "Bank of Dad."
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