Nancy Itzel May 1, 2020 Money Worksheets
Another one of the many ways that you can go about saving money with preschool worksheets is by using photo protectors. These are pages that you can slip photographs into to protect them. It is possible to find photo protectors that are designed for full pages, like preschool worksheets. You can simply slip each preschool worksheet into a page protector and give your child a dry erase marker. Each time that they are finished, you can wipe off the marker and the worksheet is good to go, again and again!
Most kids get a weekly allowance without any accountability and are free to spend as they wish. I submit that kids should earn money for doing some simple chores (yes, even at 5 years old). You can further entice your kids to earn even more than their weekly chores by doing additional jobs that fall outside their normal responsibilities. Once they see their earnings adding up, you'll be surprised how hard they can work! As the money starts to accumulate, now is the time to further the learning process by defining how kids should manage their money.
Get your youngsters into some good habits starting as early as 5-years old. Look for a good Kid's Reward Program that will teach them the value of money and how to use some simple budgeting worksheets designed for kids. Keep expanding the program as they grow older and start to earn their own paycheck. Earnings (for jobs well done), Saving, Tithing/Charity, Spending, and Investing are all key components of instilling good financial habits for kids of any age. For now, let's start with some key tips to teach our kids the fundamentals:
Guessing game, this kind of mental game will enable the kids to think harder. You should have them think of a number 1 to 100 and ask them questions like, "Is the number less than 30?" or is the number divisible by 3? Ask him as many questions to figure out what number he has in mind. Once you have guessed the number, you exchange places and think a number for yourself. Your kid will now be the next to ask you questions about your number. This game will help your kid think about the characteristics of numbers.
Every youngster should be encouraged to designate a percentage for charity. Teaching them to 'give back' is a reward in disguise as they learn how to help other people, causes and organizations. Show them videos of some really poor parts of the world. They'll be glad to give! Ten percent is a typical amount and recommended by most church organizations.
I'm not a proponent of young kids investing in the stock market. But as they get older you can encourage them to think about saving for their future and retirement. Show the older kids stock charts from the past 50-60 years and note the strong upward trend over long periods of time. With 50+ years before they retire, and by starting to save a little bit now, the Compound Interest will kick in big time!
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