Nancy Itzel May 1, 2020 Money Worksheets
As parents do, kids will do. Taken as an extrapolation from the popular saying, "Like Father, Like Son," there's some truth to what we do as parents, our kids will take into their adulthood. So instill good habits now for lifelong benefits.
To get your child ready to tackle 3rd grade math with confidence, it's time to introduce learning aids at home. Most parents assume that worksheets, word problems and visual representations are the most helpful tools, but many forget the importance of online tools that offer educational value. If you choose the right programs, you can help pave the way for success for your child by incorporating fun, challenging games that promote the learning and understanding of 3rd grade math.
Money Game, this game enables your kids to improve their math skills by counting money. Being able to count money is a critical skill for both child and adults. The game is done by providing them first with coins. Then you could ask them, "How much do I have if I got 2 coins worth 4 cents each?" You can vary the coins from cents to dollars, pesos or Euros. Surely, your kids will be challenged with this money game.
Now for the fun part! Encourage your kids to spend their money wisely. Teach them how to shop for bargains and what value the toy or item might provide long term. When my kids were growing up, I strongly encouraged them to spend wisely on a hobby or a collection and learn as much as they can about the history behind the collection. My son at ages 5-9 years old, collected toy tractors and had every type, design, style, manufacturer, and specifications memorized. He knew more about tractors than most farmers! When he got older he repeated the passion with his train collection, later still, with WWII memorabilia.
Once my son started working a real job and had taxable income, I made him a deal that if he started an IRA with $500 and $50/month, I would match for the first year. After a couple education sessions, he jumped on it! It's a great way to jump-start their retirement savings AND further teach the greatest wonder of the personal finance world: compound interest.
Do you plan summer outings to nature centers or parks? Take this opportunity to learn about trees or plants. Otherwise, consider having your child help you plant a garden. Get some basic books from the library to help your child understand the basics and get them a little gardening gear for fun. Have them keep a little journal over the summer about what they've learned about each activity. Have them draw pictures or make leaf prints. You can even have them store leaf specimens in little baggies that you can staple to the journal pages. Have them journal about vacations too. With just a little planning, it is easy to incorporate learning into nearly any activity.
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