Nancy Itzel May 1, 2020 Money Worksheets
Do you plan summer outings to nature centers or parks? Take this opportunity to learn about trees or plants. Otherwise, consider having your child help you plant a garden. Get some basic books from the library to help your child understand the basics and get them a little gardening gear for fun. Have them keep a little journal over the summer about what they've learned about each activity. Have them draw pictures or make leaf prints. You can even have them store leaf specimens in little baggies that you can staple to the journal pages. Have them journal about vacations too. With just a little planning, it is easy to incorporate learning into nearly any activity.
If you are unable to find black and white preschool worksheets that you like, you can still go for the colored ones; however, you may want to consider adjusting your printer settings. Instead of having them print off in colored ink, you may want to adjust your settings to gray scale. This will save you a considerable amount of money and printer ink, especially in the long run. Doing this can also create an additional activity for your child, as you can have them color all the pictures themselves.
Get your youngsters into some good habits starting as early as 5-years old. Look for a good Kid's Reward Program that will teach them the value of money and how to use some simple budgeting worksheets designed for kids. Keep expanding the program as they grow older and start to earn their own paycheck. Earnings (for jobs well done), Saving, Tithing/Charity, Spending, and Investing are all key components of instilling good financial habits for kids of any age. For now, let's start with some key tips to teach our kids the fundamentals:
Every youngster should be encouraged to designate a percentage for charity. Teaching them to 'give back' is a reward in disguise as they learn how to help other people, causes and organizations. Show them videos of some really poor parts of the world. They'll be glad to give! Ten percent is a typical amount and recommended by most church organizations.
Once kids are able to multiply then they can use these skills to divide numbers. Hence it also helps kids to learn division, indirectly. So all four math operations are made easy with this skill. There is another very important elementary math topic named counting money. Counting nickels is skipping the numbers by 5's, similarly it can help kids to add dimes, quarters and fifty cent coins, easily. Many times, teacher or parents use the coins to introduce skip counting to kids. This is a good idea, but the counting coins is the later skill to be learned after skip counting.
In general, most K-12 schools do not offer education in personal finance, budgeting, balancing checkbooks, or any other aspect of how to become a good financial steward. It is up to us as parents to instill good habits, so that when our adult kids come to visit, we can enjoy their company and not feel like the "Bank of Dad."
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