Charlotte Lilyana May 1, 2020 Money Worksheets
If you are unable to find black and white preschool worksheets that you like, you can still go for the colored ones; however, you may want to consider adjusting your printer settings. Instead of having them print off in colored ink, you may want to adjust your settings to gray scale. This will save you a considerable amount of money and printer ink, especially in the long run. Doing this can also create an additional activity for your child, as you can have them color all the pictures themselves.
Get your youngsters into some good habits starting as early as 5-years old. Look for a good Kid's Reward Program that will teach them the value of money and how to use some simple budgeting worksheets designed for kids. Keep expanding the program as they grow older and start to earn their own paycheck. Earnings (for jobs well done), Saving, Tithing/Charity, Spending, and Investing are all key components of instilling good financial habits for kids of any age. For now, let's start with some key tips to teach our kids the fundamentals:
Now for the fun part! Encourage your kids to spend their money wisely. Teach them how to shop for bargains and what value the toy or item might provide long term. When my kids were growing up, I strongly encouraged them to spend wisely on a hobby or a collection and learn as much as they can about the history behind the collection. My son at ages 5-9 years old, collected toy tractors and had every type, design, style, manufacturer, and specifications memorized. He knew more about tractors than most farmers! When he got older he repeated the passion with his train collection, later still, with WWII memorabilia.
I'm not a proponent of young kids investing in the stock market. But as they get older you can encourage them to think about saving for their future and retirement. Show the older kids stock charts from the past 50-60 years and note the strong upward trend over long periods of time. With 50+ years before they retire, and by starting to save a little bit now, the Compound Interest will kick in big time!
For 3rd grade math, you can expect a balance of fractions, graphs, money and multiplication that challenge the mind with each lesson. If you're unsure about investing in a particular program, try a program with a free trial. By implementing these valuable learning aids, you can help your child make the most of third grade.
In general, most K-12 schools do not offer education in personal finance, budgeting, balancing checkbooks, or any other aspect of how to become a good financial steward. It is up to us as parents to instill good habits, so that when our adult kids come to visit, we can enjoy their company and not feel like the "Bank of Dad."
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