Nancy Itzel May 1, 2020 Money Worksheets
In general, most K-12 schools do not offer education in personal finance, budgeting, balancing checkbooks, or any other aspect of how to become a good financial steward. It is up to us as parents to instill good habits, so that when our adult kids come to visit, we can enjoy their company and not feel like the "Bank of Dad."
Once my son started working a real job and had taxable income, I made him a deal that if he started an IRA with $500 and $50/month, I would match for the first year. After a couple education sessions, he jumped on it! It's a great way to jump-start their retirement savings AND further teach the greatest wonder of the personal finance world: compound interest.
Multiplication is the next skill to learn after addition and subtraction. Again students with excellent skipped counting skills start learning times tables very fast. Skip counting is multiplication, actually. If we look at counting by 2's; it is 2 times table. Similarly kids learn 5 times table or 10 times table by skipping the numbers by 5's and 10's respectively.
Card games usually need math skills. Children will really enjoy playing cards without realizing that they are already practicing the concepts of fraction. First, you should mix up a deck of playing cards which are numbered only. Divide the group in two teams. Ask kids to choose one card each. There need to be a student who will act as a denominator and a numerator. Whichever student simplifies the fraction first contends against the player next in line. The game ends when only one student is left.
Reading is very important to a child's educational development. Reading a book with your child on a daily basis can create enjoyable memories that will foster a lifelong love of learning. Reading helps to build vocabulary and spelling skills as well. Help your child select books from the public library on a weekly basis. Sign up for a summer reading program if your local library has one as well. Make sure your child is involved in the selection process for best results and get some books for yourself to act as a role model for your child.
If your third grader needs help with math, there are many useful tools that can downloaded directly from the computer. Math is a subject that is best taught with visual aids, making the lessons more tangible for students. Third grade can be particularly challenging when it comes to math, as this is the year that students are learning about fractions, measuring and weighing objects, graphing and counting money. Most importantly, third graders should be comfortable with the basics of math such as adding, subtracting, multiplying and dividing. If your child isn't comfortable with these basic components, it's almost inevitable that he or she will struggle with future math lessons.
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