Nancy Itzel May 1, 2020 Money Worksheets
Encourage your youngsters to save at least 10% (a good benchmark through adulthood) of every dime they receive. The money can be put in a local bank or credit union for saving for special items, Christmas presents, or some other goal the child sets.
One way to teach them about money is to make a game out of it. Have some change available and let them win the change when asked a question. Make each question a different value. An example would be question number 1 would be worth 3 cents. Lay the money out for them to choose the three cents and if they do it correctly the first time they get to keep the money. Have some prizes at the end of the game so that they can purchase items again counting back the money to you to make that purchase. This will teach them how to count with out them realizing they are learning. To them it is just a game but they will learn how to count money.
Many online math games are designed purely for entertainment and won't do much in terms of teaching your child. While these games can be fun and engaging for third graders, you want to choose games that will practice the skills being taught in school. Look for games and puzzles that are part of an adaptive learning program. This means that the online games are well-thought out and match the same set of skills that are being taught in the third grade curriculum. The program is structured toward each individual student and fills in the gaps where the child is struggling.
I'm not a proponent of young kids investing in the stock market. But as they get older you can encourage them to think about saving for their future and retirement. Show the older kids stock charts from the past 50-60 years and note the strong upward trend over long periods of time. With 50+ years before they retire, and by starting to save a little bit now, the Compound Interest will kick in big time!
If your third grader needs help with math, there are many useful tools that can downloaded directly from the computer. Math is a subject that is best taught with visual aids, making the lessons more tangible for students. Third grade can be particularly challenging when it comes to math, as this is the year that students are learning about fractions, measuring and weighing objects, graphing and counting money. Most importantly, third graders should be comfortable with the basics of math such as adding, subtracting, multiplying and dividing. If your child isn't comfortable with these basic components, it's almost inevitable that he or she will struggle with future math lessons.
Just because your child will be playing fun online games doesn't mean the same value won't be there. Create a comfortable study zone. Turn off outside distractions such as cell phones, radios or TVs. Make sure your child is not tired or hungry so that he or she can focus all attention on learning. Also try to keep the lessons consistent with what is being learned in school. A quick chat with the teacher or signing up for an online newsletter from the classroom are ways to keep tabs on the lesson plans.
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