Hunter Jayla May 6, 2020 Money Worksheets
Card games usually need math skills. Children will really enjoy playing cards without realizing that they are already practicing the concepts of fraction. First, you should mix up a deck of playing cards which are numbered only. Divide the group in two teams. Ask kids to choose one card each. There need to be a student who will act as a denominator and a numerator. Whichever student simplifies the fraction first contends against the player next in line. The game ends when only one student is left.
I'm not a proponent of young kids investing in the stock market. But as they get older you can encourage them to think about saving for their future and retirement. Show the older kids stock charts from the past 50-60 years and note the strong upward trend over long periods of time. With 50+ years before they retire, and by starting to save a little bit now, the Compound Interest will kick in big time!
Every youngster should be encouraged to designate a percentage for charity. Teaching them to 'give back' is a reward in disguise as they learn how to help other people, causes and organizations. Show them videos of some really poor parts of the world. They'll be glad to give! Ten percent is a typical amount and recommended by most church organizations.
In general, most K-12 schools do not offer education in personal finance, budgeting, balancing checkbooks, or any other aspect of how to become a good financial steward. It is up to us as parents to instill good habits, so that when our adult kids come to visit, we can enjoy their company and not feel like the "Bank of Dad."
Since 3rd grade math relies on the concepts that were learned during kindergarten, first and second grades, don't be afraid to start your child at a lower level. With adaptive learning, the programs won't move on to the next level until your child has a firm grasp on the current material. The online games will be a wonderful way for your child to catch up on basic arithmetic concepts and be comfortable using them across applications.
A variance to counting money game would be to start them out with their own money pot, then if they get the answer wrong, they have to give back money to you. Each question would either add to their pot or deduct. At the end of the game you will still want to have the prizes available for purchase and allowing them to earn their prizes. Using games to learn about money is much easier than getting free money worksheets and having them try to add on paper. This interactive money game will be a great learning tool in your home school.
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