Sariah Vivienne May 6, 2020 Money Worksheets
In general, most K-12 schools do not offer education in personal finance, budgeting, balancing checkbooks, or any other aspect of how to become a good financial steward. It is up to us as parents to instill good habits, so that when our adult kids come to visit, we can enjoy their company and not feel like the "Bank of Dad."
As a parent it is always exciting to see children progress to another grade. There are a number of summer bridge activities that a child can take part in to make sure they are ready for 2nd grade. These range from direct learning activities such as worksheets or practicing skills online to teaching opportunities in the real world.
Encourage your youngsters to save at least 10% (a good benchmark through adulthood) of every dime they receive. The money can be put in a local bank or credit union for saving for special items, Christmas presents, or some other goal the child sets.
It can be said that skip counting is a very important basic math skill. It worth to spend some time to learn it in lower grades (2nd grade math is the perfect time to learn it). Parents can print skip counting worksheets going online and ask their kids to practice this skill. Math is a subject of learning by doing, once kids learn any math skill then encourage them to practice it using worksheets on that topic.
Get your youngsters into some good habits starting as early as 5-years old. Look for a good Kid's Reward Program that will teach them the value of money and how to use some simple budgeting worksheets designed for kids. Keep expanding the program as they grow older and start to earn their own paycheck. Earnings (for jobs well done), Saving, Tithing/Charity, Spending, and Investing are all key components of instilling good financial habits for kids of any age. For now, let's start with some key tips to teach our kids the fundamentals:
Money Game, this game enables your kids to improve their math skills by counting money. Being able to count money is a critical skill for both child and adults. The game is done by providing them first with coins. Then you could ask them, "How much do I have if I got 2 coins worth 4 cents each?" You can vary the coins from cents to dollars, pesos or Euros. Surely, your kids will be challenged with this money game.
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